Medicare card — Denver, CO

For general Medicare questions, the main number to call is 1-800-MEDICARE. If you are enrolled in a specific Medicare plan, such as a Humana Medicare Advantage plan, you should use the customer service number listed on your insurance card. This ensures you speak directly with representatives who can help with your plan-specific inquiries. When you call us, we can help guide you to the right resources or provide the general Medicare number if that’s what you need. We aim to make your Medicare inquiries as smooth as possible.

Medicare supplement policies, also known as Medigap, can help cover costs that Original Medicare doesn't pay, like deductibles and coinsurance. In Denver, you can choose from various standardized Medigap plans offered by private insurance companies. These plans help make your healthcare costs more predictable. A licensed advisor can review your needs and explain the differences between Plan G, Plan N, and other options. They’ll help you select a policy that provides the right level of coverage for your budget.

Medicare enrollment is the process of signing up for Medicare coverage. For most people in Denver, the Initial Enrollment Period (IEP) begins three months before your 65th birthday month, includes your birthday month, and ends three months after. Missing this period can lead to late enrollment penalties. There are also Special Enrollment Periods (SEPs) for specific life events. A licensed advisor can guide you through the enrollment process, explain your options, and help you avoid penalties. They'll ensure you enroll at the right time.