Medicare call number — Gilbert, AZ

While Original Medicare (Part A and Part B) has potential premium costs, especially for Part B, many people don't pay a premium for Part A if they or their spouse paid Medicare taxes for at least 10 years. The exact cost depends on your work history and income. It's worth getting a personalized quote to see your specific situation.

Medicare is the federal health insurance program primarily for people 65 or older, though younger people with certain disabilities or End-Stage Renal Disease can also qualify. It helps cover doctor visits, hospital stays, and other healthcare costs. Think of it as your primary health coverage as you age.

Generally, Original Medicare doesn't cover long-term care, most dental care, eye exams for glasses, cosmetic surgery, acupuncture, or hearing aids. These are common areas where people need to consider supplemental coverage. That's why understanding your options is so important for comprehensive care.

The three main requirements are U.S. citizenship or legal residency for at least five years, being 65 or older (or having a qualifying disability), and having paid Medicare taxes through employment for at least 10 years. Meeting these criteria generally makes you eligible for Part A.

The standard monthly premium for Medicare Part B is set by the government, but it can change each year. Also, individuals with higher incomes pay more. Your actual cost will be determined by your income and enrollment choices.