Medicare contact info in New Jersey

Original Medicare (Part A) is typically free for those who have paid Medicare taxes while working. However, Part B, which covers doctor visits and outpatient care, has a monthly premium. Many Medicare Advantage and Supplement plans also have additional premiums. Licensed pros can provide a precise estimate for your situation in Phoenix.

Medicare is the federal health insurance program primarily for people aged 65 or older. It also covers younger people with certain disabilities and End-Stage Renal Disease. It helps pay for hospital stays (Part A), doctor visits and outpatient care (Part B), prescription drugs (Part D), and offers alternative plans like Medicare Advantage (Part C).

Medicare generally doesn't cover routine dental care, eye exams for glasses, hearing aids, cosmetic surgery, long-term care (custodial care), or most alternative therapies. It's important to review your specific plan details with a licensed pro to understand what's excluded for you.

Generally, you need to be 65 or older, be a U.S. citizen or have been a legal resident for at least five years, and have paid Medicare taxes for at least 10 years (or be married to someone who has). Younger individuals may qualify with specific disabilities or End-Stage Renal Disease.

Your monthly Medicare cost depends on the parts of Medicare you choose. Part A is usually premium-free. Part B has a standard monthly premium, which can vary based on your income. Part D (prescription drugs) and Medicare Advantage plans have their own separate premiums. We can help you get a free estimate.

When you turn 65, your Medicare costs depend on your work history and the plans you select. While Part A is often free if you or your spouse paid Medicare taxes for 10 years, Part B has a monthly premium. You'll also have costs for Part D or Medicare Advantage plans. Call for a free, personalized estimate.