Sign in to medicare — Newport News, VA

Medicare is not entirely free after 65. While Medicare Part A, which covers hospital stays, is often premium-free if you or your spouse paid Medicare taxes for a certain period, Medicare Part B, covering doctor visits and outpatient services, typically has a monthly premium. This is a common point of inquiry for Newport News residents.

Medicare is the federal health insurance program for individuals aged 65 and older, as well as for younger people with certain disabilities and those with End-Stage Renal Disease. It helps pay for medically necessary services and supplies to treat diseases and conditions. It's a critical component of healthcare for many in Virginia.

Medicare typically does not cover services such as long-term custodial care, most dental care, routine eye exams for glasses, hearing aids, cosmetic surgery, and alternative therapies like acupuncture. Understanding these limitations is important for Newport News residents planning their healthcare expenses.

The three primary requirements for Medicare eligibility are being 65 years or older, being a U.S. citizen or having been a legal resident for at least five years, and having worked and paid Medicare taxes for at least 10 years (or being married to someone who has). These rules apply across Virginia.

Your monthly Medicare costs depend on your income and the specific plans you enroll in. While Part A is often premium-free, Part B has a standard monthly premium that can be higher for those with higher incomes. Part D (prescription drug coverage) premiums vary by plan. We can help you get a personalized estimate for Newport News.