Home health care services medicare — Norfolk, VA

Medicare is the federal health insurance program primarily for people aged 65 and older, and for younger individuals with certain disabilities. It covers hospital stays (Part A), medical services (Part B), prescription drugs (Part D), and managed care plans (Part C). Home health care services are covered by Medicare when they are medically necessary, such as skilled nursing care or therapy after an illness or injury.

Medicare generally does not cover long-term custodial care if that's the only service needed, routine dental care, cosmetic surgery, most eye exams for glasses, hearing aids, or experimental treatments. While Medicare does cover home health care when medically necessary, understanding these exclusions is important for comprehensive planning.

The three main requirements for Medicare eligibility are typically being 65 or older, being a U.S. citizen or having been a legal resident for at least five consecutive years, and having worked and paid Medicare taxes for at least 10 years. Special rules apply for those with specific disabilities or End-Stage Renal Disease.