Medicare services — Norfolk, VA

Medicare is the federal health insurance program for individuals 65 and older, and for younger people with certain disabilities. It helps cover costs for hospital stays, doctor visits, and prescription drugs. Understanding its various components is vital for Norfolk residents to manage their healthcare effectively.

Typically, Medicare does not cover most dental care, routine vision exams for eyeglasses, hearing aids, cosmetic surgery, long-term custodial care, or services outside the U.S. (with limited exceptions). Being aware of these limitations helps Norfolk residents plan for potential additional healthcare needs.

To be eligible for Medicare, you generally need to be a U.S. citizen or a lawful permanent resident for at least five years, be 65 years or older (or have a qualifying disability), and have worked and paid Medicare taxes for at least 10 years. These are the fundamental requirements for most applicants in Norfolk.

Your monthly Medicare costs can vary based on your income and the specific plans you choose. While a standard premium exists for Part B, individuals with higher incomes pay an adjusted amount. We can help you get a personalized estimate for your situation in Norfolk.

While Medicare Part A may be premium-free if you or your spouse have paid Medicare taxes for at least 10 years, Medicare Part B and Part D typically come with monthly premiums. Your income and enrollment choices will determine your exact costs in Norfolk. We can help clarify your specific situation.