Medicare for senior citizens — Quincy, MA

NGS Medicare is a Medicare Administrative Contractor that handles claims processing for certain regions. While they are part of the Medicare system, they don't directly offer plans to consumers in Quincy. For information on Medicare plans, enrollment, and benefits, it's best to contact Medicare directly or consult with licensed insurance agents who can explain the options available to you in the Quincy area.

In Quincy, Medicare supplement policies, also known as Medigap, can help cover out-of-pocket costs associated with Original Medicare (Part A and Part B). These policies are sold by private insurance companies and help with expenses like deductibles, copayments, and coinsurance. It’s important to note that you cannot have both a Medicare Supplement policy and a Medicare Advantage plan. We can help you explore the Medigap plans available.

Medicare Advantage plans in Quincy, also called Part C, offer an alternative way to receive your Medicare benefits. These plans are offered by private insurance companies and combine Part A, Part B, and usually Part D prescription drug coverage into one plan. Many plans in Quincy also include extra benefits like dental, vision, and hearing. You typically choose doctors and hospitals within the plan's network.

To be eligible for Medicare in Quincy, you generally must be 65 or older and a U.S. citizen or have been a legal resident for at least five years. You may also qualify if you are under 65 and have a disability or End-Stage Renal Disease. Meeting these age or disability requirements, and having paid Medicare taxes through employment, are the primary eligibility criteria for residents.