Number to call medicare — St. Louis, MO

Medicare is the federal health insurance program primarily for individuals 65 and older, and certain younger people with disabilities. It helps cover costs for inpatient hospital services (Part A), medical services and outpatient care (Part B), prescription drugs (Part D), and managed care plans (Part C, also known as Medicare Advantage). Understanding these parts is crucial for St. Louis residents.

Medicare generally does not cover most long-term care services, routine dental care, eye exams for glasses, cosmetic surgery, hearing aids, or routine foot care. It's important to be aware of these exclusions to plan for potential supplemental coverage. This is a frequent inquiry for those in St. Louis.

To be eligible, you generally need to be a U.S. citizen or a legal resident for at least five years, be 65 years or older (or have a qualifying disability), and have worked and paid Medicare taxes for a specific duration. Meeting these criteria confirms your eligibility. These are fundamental for anyone in St. Louis.

The standard monthly premium for Medicare Part B is set nationally, but it can be higher for individuals with higher incomes. Part D premiums vary significantly by plan. We can provide a personalized estimate for your specific situation. This is why calling us in St. Louis is advantageous.

Part D premiums also differ based on the chosen plan. We can help you determine your exact costs. This is a common question for St. Louis residents.

While Part A, which covers hospital stays, is often premium-free for those who've paid Medicare taxes, Part B (doctor visits and outpatient care) and Part D (prescription drugs) typically have monthly premiums. Costs vary based on income and plan choice. This is a key consideration for St. Louis seniors.