Medicare calling number — Winston-Salem, NC

For many in Winston-Salem, Original Medicare isn't entirely free after 65. While Part A often has no monthly premium if you or your spouse paid Medicare taxes for enough years, Part B usually has a monthly cost. This monthly premium can vary, so it's wise to get a clear understanding of your specific situation. Call us to discuss your potential costs.

Medicare is the federal health insurance program primarily for people aged 65 or older, as well as younger people with certain disabilities. In Winston-Salem, it helps cover costs for hospital stays (Part A) and medical services like doctor visits and outpatient care (Part B). It's designed to provide essential health coverage, but understanding its different parts is crucial for residents.

While Medicare is comprehensive, it doesn't cover everything. Common exclusions for Original Medicare include long-term care, most dental care, routine vision exams, hearing aids, cosmetic surgery, and most foot care. Knowing these limitations in advance helps Winston-Salem residents plan accordingly for their healthcare needs.

To be eligible for Medicare, you generally need to meet three main criteria. First, you must be a U.S. citizen or have been a legal resident for at least five years. Second, you typically need to be 65 or older, or have a qualifying disability. Finally, you or your spouse must have worked and paid Medicare taxes for a certain period.

Your monthly Medicare cost in Winston-Salem depends on the parts you enroll in and your income. Part A is often premium-free, but Part B has a standard monthly premium that can be higher for those with higher incomes. Prescription drug coverage, Part D, also has its own separate premium. We can help you get a personalized estimate.